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 MPID Mobile Insurance MPID Mobile Phone Insurance

Refurbished Mobile Phone Insurance

Second-Hand Phone Insurance from MPID

Cheap refurbished phone insurance with unlimited claims, 12 month warranty on repairs, UK customer service, and 14-day money back guarantee.

Get a Refurbished Phone Insurance Quote

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Who Can Insure a Refurbished or Second-Hand Phone?

We insure Grade A refurbished devices, provided they meet the following criteria:

  • Purchased from a UK VAT-registered seller.
  • Comes with a 12-month warranty.

Whether it’s a refurbished iPhone, a pre-owned Android, or a second-hand Google Pixel, you can count on us for tailored protection.

Why Choose Mobile Phone Insurance Direct?

At Mobile Phone Insurance Direct, we pride ourselves on being a no-nonsense insurance provider, delivering comprehensive cover at competitive prices. Here’s why thousands of customers trust us:

  • Customer service based in the UK: Speak to a knowledgeable team when you need support.
  • Instant phone protection: Your cover starts as soon as you complete the sign-up process.
  • 14-day money-back guarantee: Change your mind? No problem—cancel within 14 days for a full refund.
  • Tech-savvy expertise: Backed by a team with over 50 years of experience in insurance and telecoms.
  • Simple claims process: Quick and hassle-free, ensuring minimal disruption to your day.
  • Excellent customer reviews: Rated highly by our customers for service, price, and ease of use.

Refurbished Phone Insurance Packages

We offer three levels of cover to suit your needs and budget:

FeatureEssentialPlusPremium
Loss✘✘✔
Theft✘✔✔
Accidental Damage✔✔✔
Airtime Abuse✘£5,000£10,000
Accessory Cover (£150)✔✔✔
Worldwide Cover✔ (Unlimited)✔ (Unlimited)✔ (Unlimited)
Mechanical Breakdown✔✔✔
Cracked Screen✔✔✔
Liquid Damage✔✔✔
Claims Per Year✔ (Unlimited)✔ (Unlimited)✔ (Unlimited)

What Does Refurbished Phone Insurance Cover?

Our policies provide robust protection, including:

  • Accidental damage: Covers repairs or replacements for drops, cracks, and spills.
  • Theft (Plus and Premium): Ensures a replacement if your phone is stolen.
  • Loss (Premium only): Ideal for those prone to misplacing their devices.
  • Mechanical breakdown: Covers faults after the manufacturer’s warranty ends.
  • Liquid damage: Protects against water-related mishaps.
  • Accessory cover (£150): Replacement for damaged or stolen chargers, cases, and headphones.
  • Worldwide cover: Unlimited protection no matter where you are.
  • Unlimited claims: No cap on the number of claims you can make each year.
  • Airtime abuse (Plus and Premium): Protects against unauthorised usage of up to £10,000.

How to Insure a Refurbished Phone

Getting covered is easy:

  1. Check eligibility: Ensure your refurbished phone is Grade A, bought from a UK VAT-registered seller, and comes with a 12-month warranty.
  2. Get a quote: Our simple system provides a quote in less than 20 seconds.
  3. Choose your package: Select the level of cover that suits your lifestyle.
  4. Relax: Enjoy instant protection and peace of mind.

Expert Repair

Our UK based service centre can expertly repair your device and Gadgets

12-month warranty on repairs

We offer up to 12 months on our repair and replacement Phone or Gadget

NO minimum contract

With our cover there is no contract length of time.

Covered if used by loved ones

You can cover up to 10 gadgets, including your family's beloved items.

FAQs

Yes, as long as it’s Grade A, comes with a 12-month warranty, and was purchased from a UK VAT-registered seller.

Our Premium plan offers comprehensive cover, including theft, loss, accidental damage, and up to £10,000 airtime abuse.

Yes as long as the company is VAT registered we can insure it. The phone must also be less than 3 years old.

Absolutely. We specialise in covering second-hand and refurbished phones, including top brands like iPhone, Samsung, and Google Pixel.

Yes, all our packages include cover for breakdowns after the manufacturer’s warranty expires.

No. Non-genuine devices are not covered by our policies. However, we do provide cover for refurbished devices that come with a manufacturer warranty or the original proof of purchase (if the device was bought second-hand).
See full FAQ

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured