iPhone 13 Insurance

Cheap iPhone 13 mobile phone insurance with unlimited claims, from an award winning provider.

Cheap and reliable mobile phone insurance with unlimited claims

iPhone 13 Insurance Quote

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What does iPhone 13 Insurance include?

Our comprehensive iPhone insurance policies can provide insurance coverage for loss, theft, accidental damage, unauthorised calls, accessory cover up to £150, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims per year. Our UK-based in-house claims team is always on hand to help you through the claims process, making it hassle-free and stress-free. Plus, with our 14-day money-back guarantee, you can rest assured that you are making the right decision.

With our iPhone 13 Insurance, you can not only be covered if you use the device yourself, but also if it is used by your loved ones. And with no minimum contract, you have the flexibility to cancel or modify your policy at any time. In the event of any issues with your iPhone 13, you can also take advantage of our 12-month warranty on repairs. And with over 1 million gadgets insured, you can trust that you are in good hands with Mobile Phone Insurance Direct.

Replacing an iPhone 13 can cost a fortune, with prices starting at £749 for the 128gb version, £859 for the 256gb version and £1079 for the 512gb version. But with our affordable iPhone Insurance, you can get coverage from as little as £4.97 per month when paying annually. Don’t leave your new iPhone 13 unprotected get comprehensive iPhone 13 Insurance from Mobile Phone Insurance Direct today.

*Details and pricing correct at time of writing 28/04/2023.

Last modified: 9th July 2024

Do I need phone insurance for an iPhone 13?

If you’re wondering whether or not you need phone insurance for your new iPhone 13, the answer is simple yes! Accidents can happen at any time, and the cost of replacing or repairing a device like the iPhone 13 can be significant. Without insurance, you could end up paying a large sum of money out of your own pocket. With Mobile Phone Insurance Direct, you can protect your investment and have peace of mind knowing that you’re covered for a variety of potential incidents.

Whether it’s accidental damage, loss, theft or unauthorised calls, our iPhone 13 Insurance policies provide comprehensive coverage, so you can relax and enjoy your new phone with confidence.

Our phone insurance includes

Customer Service based in the UK

Instant phone protection

14-day Money Back Guarantee

Security features and settings for the iPhone 13

At Mobile Phone Insurance Direct not only do we provide great insurance for your phone; we also want to help to keep you informed so you can keep your device as secure as possible. We asked our resident phone experts at Mobile Phone Insurance Direct for some of their top tips and recommendations to help protect your iPhone 13 from theft and loss, luckily Apple have provided some great features to help keep you safe.

1.) Detect Compromised Passwords: Users can enhance their password security by going to Settings > Passwords > Security Recommendations. Apple provides recommendations to help users strengthen their passwords.

2.) Account Recovery Contacts: In Settings > [Name] > Password & Security > Account Recovery, users can set up a contact who can assist in resetting their password if it’s forgotten.

3.) Legacy Contact: Users can designate a family member or loved one to access their digital assets in the event of their untimely death. This can be done in Settings > [Name] > Password & Security > Legacy Contact.

4.) Privacy Report: By enabling this feature in Settings > Privacy > App Privacy Report, users can view which apps and websites have accessed their camera and microphone, allowing them to take control of their information.

How much does iPhone 13 insurance cost?

For an iPhone 13 128gb our insurance costs from £4.52* a month with an annual essential package

*Correct at time of publishing: 24/05/2023

30 Years Experience in the Mobile Phone Insurance Market

By choosing to insure your iphone with MPID, you’ll benefit from over 30 years of experience across our dedicated, expert team. If you want to insure with a company who cares about your phone as much as you do, look no further, get your quote today.

We never outsource your claims

Friendly UK-based customer service team

Over 1 million devices insured

Our iPhone 13 Cover

We offer multiple insurance packages for the iPhone 13 – with loss and theft as optional extras.

We know your mobile phone isn't the only gadget you treasure. That's why our "Accessory Cover" is designed to protect those little extras that make your life easier, like chargers, headphones, and protective cases. If your main gadget is approved for a claim, we'll also cover your accessories that were lost, stolen, or damaged at the same time, up to a limit of £150. And here's a bonus: if your phone is replaced with a different make or model that makes your existing accessories obsolete, we'll replace those too, up to the same £150 limit.

According to our official documents, "Accessory Cover" provides protection for items like chargers, protective cases, headphones, and hands-free gadgets up to a limit of £150. This cover is activated when your claim for your main gadget, such as a mobile phone, is approved. It will cover any accessories that were accidentally lost, stolen, or damaged at the same time as your gadget.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We know that losing your phone is stressful enough, but the thought of someone else racking up your bill? That's a nightmare! That's why our "Airtime Abuse" cover is here to give you peace of mind. If your phone is stolen, we'll cover the cost of unauthorised calls made following the theft, up to £5,000 for our Plus package and up to £10,000 for our Premium package. So, you can rest easy knowing that even if your phone ends up in the wrong hands, your wallet won't take the hit.

Our offical documents state; "Airtime Abuse" is covered for your device up to £5,000 for Plus and up to £10,000 for Premium. This feature is included in Plus & Premium cover only.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had that sinking feeling when you can't find your phone? We get it; these things happen. That's why our "Loss" cover is designed to provide that extra layer of security. If you find yourself unable to locate your phone or gadget and are permanently without it, despite taking all reasonable precautions, our loss cover has got you covered. And the best part? This feature is included in our Premium insurance policies as standard, so you can go about your day with one less worry.

Our official documents state: "Accidental Loss Cover" is available only with our Premium cover. It kicks in if you are unable to account for your gadget's whereabouts and are permanently deprived of its use, despite taking reasonable precautions to protect it and ensuring it has not been left unattended.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

FAQs

Yes you can, but all phones we insure must be purchased from a VAT registered UK supplier within the last 36 months (from the policy start date). This must be supported by a valid proof of purchase document.

iPhone excesses range from £65 to £175 depending on the model and circumstance. You can check specific prices in our policy excess table.

Both iPhone insurance and AppleCare+ can offer protection for your iPhone, but they have some differences in coverage and cost. iPhone insurance tends to provide better cover for your phone and can include damage, theft, loss, and malfunctions that are not covered by the manufacturer's warranty. Some insurance plans may also cover damage caused by water or other liquids, which is not covered by AppleCare. The main advantage of iPhone insurance is that it provides comprehensive coverage for a wider range of issues, while AppleCare only covers a limited range of issues related to hardware defects and malfunctions. It's worth doing the comparisons for yourself, generally speaking we'd say if you tend to be accident-prone or frequently lose your phone, iPhone insurance may be a better choice, and if you are more concerned with hardware defects and technical support, then AppleCare+ may be a better fit for you.

All depends what level of cover you go for. We have 3 levels of cover, which you can choose when you get a quote and see the specifics. They can include:

Loss, theft, accidental damage, unauthorised calls, accessory cover, worldwide cover, mechanical breakdown, cracked screen, liquid damage, and unlimited claims.

See full FAQ

iPhone 13 Insurance