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Cheap Mobile Phone Insurance

By Mobile Phone Insurance Direct

With unlimited claims, Excellent Review Rating, and a 14-day money back guarantee.

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Forbes Advisor BEST Mobile Phone Insurance 2021

Cheap and reliable mobile phone insurance with unlimited claims

Forbes Advisor BEST Mobile Phone Insurance 2021

Cheap Mobile Phone Insurance

By Mobile Phone Insurance Direct

With unlimited claims and Excellent Review Rating.

Get your Phone Insurance Quote

+
Model not listed?

14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

Get cheap iPhone Insurance today!

iPhone Insurance

What is Cheap Mobile Phone Insurance?

When it comes to mobile phone insurance, we believe that “cheap” shouldn’t mean compromising on quality. Our cheap mobile phone insurance is a comprehensive, well-thought-out product designed to protect your device. From iPhone insurance, Google Pixel, and Samsung phones to niche brands like Oppo and Xiaomi, our policies are crafted to provide the best coverage at affordable prices.
 
Our team dedicates time and energy to refining our products to ensure they’re not just cheap mobile phone insurance but also offer excellent protection, without unnecessary frills or confusing add-ons. Whether you’re looking for mobile insurance to cover accidental damage, theft, or even loss, we ensure that your policy is cost-effective and easy to use, from getting a quote to making a claim.
 
If you’re searching for affordable mobile phone insurance, you’re in the right place. At Mobile Phone Insurance Direct, we specialise in cheap phone insurance that protects your precious device without breaking the bank.

Our phone insurance includes

Customer Service based in the UK

Instant phone protection

14-day Money Back Guarantee

Who Are Mobile Phone Insurance Direct?

Mobile Phone Insurance Direct is a trusted UK-based insurance provider offering mobile phone insurance that combines affordability with reliability. Backed by over 50 years of industry experience, our team of tech-savvy professionals ensures you get the best value by cutting out the middleman.
 
Established in 2010, we deliver jargon-free, straightforward insurance solutions tailored to meet your needs. Our comprehensive policies cover a range of devices, including iPhone insurance, Samsung, and more, with dedicated options for second-hand and pre-owned devices via our refurbished phone insurance.
 
We’re rated as Excellent on review platforms, thanks to our simple claims process and top-tier customer service. With cheap mobile phone insurance UK customers trust, our policies offer peace of mind whether you need accidental damage, theft, or loss cover.
 
Our hassle-free online quote tool provides your price in under 20 seconds, and our UK-based team is always ready to assist with your questions. Whether you’re looking for best phone insurance or simply a cost-effective solution for your device, we’ve got you covered.

Mobile Phone Insurance

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How Much Does Mobile Phone Insurance Cost?

The cost of mobile phone insurance varies depending on your device, its value, and the type of coverage you need. For example, cheap mobile phone insurance UK policies for newer models like the iPhone 14 or Samsung Galaxy tend to cost more than older or refurbished phones.

Here are some tips to help you save:

  • Pay annually: Annual payments often work out cheaper than monthly instalments.
  • Choose the right cover: If you rarely lose items, opt for a policy without loss cover. Our Essential and Plus packages let you customise your plan to suit your needs.

The table below outlines pricing for some of the most popular phones, based on our Plus package:
 

Mobile Phone Insurance Pricing

Phone ModelMonthly PriceAnnual Price
iPhone 16 128GBFrom £4.99From 49.90
Samsung Galaxy S24 128GBFrom £5.49From £54.90
Google Pixel 9 128GBFrom £4.99From £49.90

 
With Mobile Phone Insurance Direct, protecting your device has never been easier or more affordable. Whether you’re looking to compare phone insurance, find the best mobile phone insurance, or simply ensure your device is protected with a trusted provider, we’re here to help. Get started today with our quick and easy phone insurance quote process!

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Our phone insurance explained

No matter how careful we are with our phones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding phone insurance.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We know your mobile phone isn't the only gadget you treasure. That's why our "Accessory Cover" is designed to protect those little extras that make your life easier, like chargers, headphones, and protective cases. If your main gadget is approved for a claim, we'll also cover your accessories that were lost, stolen, or damaged at the same time, up to a limit of £150. And here's a bonus: if your phone is replaced with a different make or model that makes your existing accessories obsolete, we'll replace those too, up to the same £150 limit.

According to our official documents, "Accessory Cover" provides protection for items like chargers, protective cases, headphones, and hands-free gadgets up to a limit of £150. This cover is activated when your claim for your main gadget, such as a mobile phone, is approved. It will cover any accessories that were accidentally lost, stolen, or damaged at the same time as your gadget.

We know that losing your phone is stressful enough, but the thought of someone else racking up your bill? That's a nightmare! That's why our "Airtime Abuse" cover is here to give you peace of mind. If your phone is stolen, we'll cover the cost of unauthorised calls made following the theft, up to £5,000 for our Plus package and up to £10,000 for our Premium package. So, you can rest easy knowing that even if your phone ends up in the wrong hands, your wallet won't take the hit.

Our offical documents state; "Airtime Abuse" is covered for your device up to £5,000 for Plus and up to £10,000 for Premium. This feature is included in Plus & Premium cover only.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had that sinking feeling when you can't find your phone? We get it; these things happen. That's why our "Loss" cover is designed to provide that extra layer of security. If you find yourself unable to locate your phone or gadget and are permanently without it, despite taking all reasonable precautions, our loss cover has got you covered. And the best part? This feature is included in our Premium insurance policies as standard, so you can go about your day with one less worry.

Our official documents state: "Accidental Loss Cover" is available only with our Premium cover. It kicks in if you are unable to account for your gadget's whereabouts and are permanently deprived of its use, despite taking reasonable precautions to protect it and ensuring it has not been left unattended.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

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Compare our phone insurance
versus high street retailers

When choosing mobile phone insurance, it can be a hassle trying to decide which insurance is right for you. As the market expands, there are a huge range of policies to choose from – all with varying levels of cover. How do you decide which insurer is best for you? We have put together some helpful comparison guides to help you decide which is the best choice for you.

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Mobile Phone Insurance Direct
FAQs

Absolutely! Mobile Phone Insurance Direct is a dedicated provider that specialises in offering direct insurance policies for mobile phones and tablets, directly to you, the consumer. As part of Pier Insurance Managed Services Ltd, located at Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF, we adhere to the regulations laid out by by the Financial Conduct Authority and are authorized and regulated by them (FCA registration no. 31179).

Furthermore, we are proud to have earned an Excellent rating on Trustpilot, showcasing our commitment to customer satisfaction. Countless customers have already placed their trust in us and have expressed their satisfaction with our services. We strive to maintain this level of excellence and ensure your peace of mind when choosing Mobile Phone Insurance Direct.

The insurance is arranged by Pier Insurance Managed Services Limited.

Our insurance policies are designed for the savvy owners of mobile phones or gadgets that want great cover for their devices at affordable prices, we provide well thought out insurance policies that come from a long history of telecoms and gadget insurance knowledge put together by a team of industry professionals who genuinely care about customers and their devices.

Whilst every care is taken to ensure that our list is complete and up to date, the mobile phone and gadget market changes quickly. Please contact us to give us the details of your mobile phone, and we will confirm if it is a model we can cover, we're always happy to help!
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