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Cheap Mobile Phone Insurance

By Mobile Phone Insurance Direct

With unlimited claims, Excellent Review Rating, and a 14-day money back guarantee.

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Forbes Advisor BEST Mobile Phone Insurance 2021

Cheap and reliable mobile phone insurance with unlimited claims

Forbes Advisor BEST Mobile Phone Insurance 2021

Cheap Mobile Phone Insurance

By Mobile Phone Insurance Direct

With unlimited claims and Excellent Review Rating.

Get your Phone Insurance Quote

+
Model not listed?

14-day money back guarantee

No minimum contract

12-month warranty on repairs

UK based in-house claims team

Get cheap iPhone Insurance today!

iPhone Insurance

What is cheap mobile phone insurance?

When it comes to our insurance products, cheap mobile phone insurance simply put is a comprehensive yet well thought out insurance product for your phone. From iPhone insurance, Google Pixel and Samsung, right through to some of the more niche brands such as Oppo and Xiaomi. Our team spends a lot of time and energy refining our phone insurance products down to ensure they’re not only affordable, but also provide the protection and cover our customers desire for their phones with no unnecessary frills or add-ons to make sure they’re cost-effective and easy to understand and use, from getting a quote to making a claim.

 

So if you’re looking for affordable mobile phone insurance, you’ve come to the right place. Here at Mobile Phone Insurance Direct, we understand the importance of protecting your precious device without breaking the bank, and specialise in cheap mobile phone insurance that saves you money whilst providing great cover too.

 

Our phone insurance includes

Customer Service based in the UK

Instant phone protection

14-day Money Back Guarantee

Who are Mobile Phone Insurance Direct?

Mobile Phone Insurance Direct is a no-nonsense UK based insurance provider that delivers comprehensive cover at affordable prices. We’re headed by a team of tech savvy professionals with over 50 years of combined experience in the insurance and telecoms industry, delivering quality products direct to our customers whilst cutting out the middle-man to save you money and ensure the best prices. Set up in 2010 as an effective solution to those looking for mobile phone insurance at a low prices, simple to understand with less jargon, great cover, and a simple claims process to make life easier for our valued customers all backed by our 14-day money back guarantee.

 

We provide products to protect all major brands including iPhone insurance, Google Pixel insurance and Samsung Phone insurance along with many more manufacturers, our quote process is quick and easy meaning you can get a final quote price in less than 20 seconds using our simple mobile phone insurance quote system. Once you have bought phone insurance with us our team is on hand to assist you, and our claims process is quick and easy.

 

We’re proud to say we’re rated as Excellent by online review platforms, and our customers recommend us time and time again. If you have any further questions you can contact our team, or use our handy AI chat bot 24/7.

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How much does mobile phone insurance cost?

With so many mobile phones on the market, and new ones being released regularly the price of mobile phone insurance changes often. However, we can give you a guide to some of the main phones on the market right now and how much it costs to buy mobile phone insurance with us.

Before we get into the prices some top tips would be:

– Paying annually tends to be cheaper than paying for insurance monthly, so you can save money by opting for an annual payment.

– It’s also worth considering what you need from your insurance policy, for example if you’re the sort of person that never loses anything (if that is you, well done!) then you may not need to include loss cover on your policy, our Essential and Plus packages cater for this and can save you money. So ensure you look into what each package includes and get the one that suits your needs.

The table below gives an outline of pricing from some of the most popular phones on the market. This is based on our Plus package.

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Our phone insurance explained

No matter how careful we are with our phones, they have a tendency to come into misfortune sooner or later. Whether we smash the phone screen, drop it in water, or leave it on the train, it’s always an unwelcome surprise. These are just some of the most common claims regarding phone insurance.

We all know that accidents happen, and dropping your phone is often one of those "oh no!" moments. At Mobile Phone Insurance Direct, "Accidental Damage" is specifically designed to cover these unexpected incidents. Whether your phone takes a tumble off the table or meets the floor in a moment of clumsiness, our cover kicks in to save the day. Unlike some other insurance options, such as home or bank insurance, which may limit the number of claims you can make, we offer unlimited claims. So, rest easy knowing that however many times life's little mishaps occur, we've got your back.

Our official documents state; "Accidental Damage" is described as any sudden and unforeseen event that results in damage or destruction of your gadget.

We know your mobile phone isn't the only gadget you treasure. That's why our "Accessory Cover" is designed to protect those little extras that make your life easier, like chargers, headphones, and protective cases. If your main gadget is approved for a claim, we'll also cover your accessories that were lost, stolen, or damaged at the same time, up to a limit of £150. And here's a bonus: if your phone is replaced with a different make or model that makes your existing accessories obsolete, we'll replace those too, up to the same £150 limit.

According to our official documents, "Accessory Cover" provides protection for items like chargers, protective cases, headphones, and hands-free gadgets up to a limit of £150. This cover is activated when your claim for your main gadget, such as a mobile phone, is approved. It will cover any accessories that were accidentally lost, stolen, or damaged at the same time as your gadget.

We know that losing your phone is stressful enough, but the thought of someone else racking up your bill? That's a nightmare! That's why our "Airtime Abuse" cover is here to give you peace of mind. If your phone is stolen, we'll cover the cost of unauthorised calls made following the theft, up to £5,000 for our Plus package and up to £10,000 for our Premium package. So, you can rest easy knowing that even if your phone ends up in the wrong hands, your wallet won't take the hit.

Our offical documents state; "Airtime Abuse" is covered for your device up to £5,000 for Plus and up to £10,000 for Premium. This feature is included in Plus & Premium cover only.

We all know that water and gadgets are not the best of friends. At Mobile Phone Insurance Direct, our "Liquid Damage" cover is designed to protect your mobile phone or gadget against those unfortunate spills and splashes. Whether it's a coffee mishap or an unexpected downpour, our cover ensures that your device will be repaired or replaced. And here's the cherry on top: unlike some other insurance options that may limit your claims, we offer unlimited claims. So, go ahead and dance in the rain; we've got you covered!

Our official document states: "Liquid Damage" is defined as unintentional damage caused to your gadget as a result of coming into contact with any liquid.

Ever had that sinking feeling when you can't find your phone? We get it; these things happen. That's why our "Loss" cover is designed to provide that extra layer of security. If you find yourself unable to locate your phone or gadget and are permanently without it, despite taking all reasonable precautions, our loss cover has got you covered. And the best part? This feature is included in our Premium insurance policies as standard, so you can go about your day with one less worry.

Our official documents state: "Accidental Loss Cover" is available only with our Premium cover. It kicks in if you are unable to account for your gadget's whereabouts and are permanently deprived of its use, despite taking reasonable precautions to protect it and ensuring it has not been left unattended.

Ever had your phone suddenly freeze or refuse to turn on? It's frustrating, especially when the manufacturer's warranty has just expired. That's where our "Mechanical Breakdown Cover" steps in. We'll cover your mobile phone if an electrical or mechanical fault occurs outside of its warranty period. So, you can breathe easy knowing that if your phone decides to take an unexpected break, we've got you covered.

Our offical documents state; "Mechanical Breakdown Cover" comes into play if your gadget becomes inoperable due to a sudden and unforeseen fault. This fault must be the result of the failure of internal electronic or mechanical components or defects and should occur when the gadget is out of the manufacturer warranty period.

We understand that your mobile phone is more than just a device; it's an essential part of your daily life. That's why at Mobile Phone Insurance Direct, our "Theft" cover is designed to give you peace of mind. If your mobile phone is stolen, we'll not only replace it but also cover you against unauthorised calls made when your device is taken away from you. So, whether you're out and about or it's taken from your home, you can rest assured that we've got your back.

Our official documents definiton; "Theft" is defined as the unauthorised dishonest appropriation or attempted appropriation of your gadget by another person with the intention of permanently depriving you of it.

We understand that life is unpredictable, and sometimes, one claim just isn't enough. That's why at Mobile Phone Insurance Direct, we offer "Unlimited Claims." Unlike some insurance providers that cap the number of claims you can make, we're here for you no matter how many times you need us. Whether it's accidental damage, theft, or any other covered event, you can count on us to have your back, time and time again.

Love to travel? So does your mobile phone! With Mobile Phone Insurance Direct, our "Worldwide Cover" ensures that your phone is protected no matter where your adventures take you. Whether you're sipping espresso in Italy or hiking in the Andes, you can rest easy knowing your phone is covered. And here's the best part: this unlimited worldwide cover is included as standard in our policies. Just remember, while we can cover you globally, any repaired or replacement handsets will be delivered only to a UK address.

According to our official documents, your policy will cover your gadget anywhere in the world, provided the device was purchased within the UK. Repaired or replacement handsets will be delivered only to a UK address.

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Compare our phone insurance
versus high street retailers

choosing mobile phone insurance, it can be a hassle trying to decide which insurance is right for you. As the market expands, there are a huge range of policies to choose from – all with varying levels of cover. How do you decide which insurer is best for you? We have put together some helpful comparison guides to help you decide which is the best choice for you.

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Mobile Phone Insurance Direct
FAQs

Absolutely! Mobile Phone Insurance Direct is a dedicated provider that specialises in offering direct insurance policies for mobile phones and tablets, directly to you, the consumer. As part of Pier Insurance Managed Services Ltd, located at Evolution House, New Garrison Road, Shoeburyness, Essex, SS3 9BF, we adhere to the regulations laid out by by the Financial Conduct Authority and are authorized and regulated by them (FCA registration no. 31179).

Furthermore, we are proud to have earned an Excellent rating on Trustpilot, showcasing our commitment to customer satisfaction. Countless customers have already placed their trust in us and have expressed their satisfaction with our services. We strive to maintain this level of excellence and ensure your peace of mind when choosing Mobile Phone Insurance Direct.

The insurance is arranged by Pier Insurance Managed Services Limited.

Our insurance policies are designed for the savvy owners of mobile phones or gadgets that want great cover for their devices at affordable prices, we provide well thought out insurance policies that come from a long history of telecoms and gadget insurance knowledge put together by a team of industry professionals who genuinely care about customers and their devices.

Whilst every care is taken to ensure that our list is complete and up to date, the mobile phone and gadget market changes quickly. Please contact us to give us the details of your mobile phone, and we will confirm if it is a model we can cover, we're always happy to help!
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